Josh Hakki

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

At just 26 years old, I am proud to be part of a small group of young financial advisers in the UK, bringing a fresh perspective and long-term vision to the profession. I hold a Master’s degree in Finance from Nottingham Trent University and have built my career around a strong foundation of technical knowledge, forward-thinking strategy, and a commitment to truly understanding my clients' goals.

I provide holistic financial planning, offering guidance that spans the full financial journey - from starting out and building wealth, to protecting it and planning for retirement. Whether you're navigating your first investment, preparing for a major life change, or looking to secure your long-term future, I tailor my advice to suit your unique circumstances and ambitions. My mission is to simplify complex financial matters and empower my clients with confidence in every decision they make. I believe in building relationships that last, growing and adapting your financial plan as life evolves.