Jonathan Gabor

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

Before becoming a financial adviser, I spent ten years working in commercial property, helping companies find the right office space to support their growth and ambitions. That experience taught me the importance of strategy, practical planning, and understanding individual needs, skills I now bring to my work with clients.

As a financial adviser with Quilter, I focus on helping people make informed decisions about their finances in a way that’s clear and achievable. I work with clients to understand their current situation, clarify what matters most to them, and develop practical plans that help them feel confident about the future. Whether it’s planning for retirement, managing property or business wealth, protecting your family, or preparing for life’s unexpected events, my aim is always to make the process straightforward and tailored to you.

I aim to be approachable and attentive, taking the time to listen and understand what matters most to each client. I explain financial concepts in easy to understand terms and focus on solutions that genuinely fit your life and goals, ensuring that advice feels practical, realistic, and meaningful.

Outside of work, I’m a father of three boys, an avid football fan, and over the past year I’ve discovered a real passion for padel. I enjoy spending quality time with my family and engaging in activities that challenge me and keep me active. I bring the same energy and focus to my work, helping clients feel confident, informed, and supported in shaping a financial future that’s right for them.