Joe Longden
Financial Planning Consultant DipPFS in Sheffield
A little bit about Joe
I’m a financial adviser based in Sheffield, specialising in Pensions & Retirement Planning, Investments & Protection planning. With a passion for helping clients secure their financial future, I offer tailored advice that meets individual needs and goals.
As a young professional in the industry, I bring a fresh, modern approach, leveraging the latest tools and strategies to ensure my clients feel confident and informed in their financial decisions. Your future, my priority.
Start the conversation
Speak to me if you want to access potentially better interest rates for your cash savings and enjoy an extra financial boost.
Contact me today
An adviser’s insight
Aim to maximise your cash savings
It might shock you to know that 28% of people hold their cash in interest-free savings accounts(1), receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.
This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit(2). So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.
If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.
1 Building Societies Association Sept 2024
2 The Lang Cat: Cash as an asset class survey June 2024
Cash on deposit advice is not regulated by the Financial Conduct Authority.
Services
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Dental & Medical
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
General Insurance
Home contents insurance, buildings insurance.
Qualifications
Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Location
Joe's location
Sheffield, Manchester & London
United Kingdom
Joe is based in Sheffield and offers expert financial advice to suit your needs.
More about me
As a financial adviser, I am dedicated to crafting personalised strategies that optimise investments and secure financial futures for young professionals. Financial planning is not just about managing money; it's about creating opportunities and ensuring peace of mind.
At Quilter Financial Advisers, I am committed to simplifying finance and making it accessible. I provide tailored guidance to help clients navigate the complexities of wealth building with confidence. Whether you are just starting your career, planning for major life changes, or aiming to secure your financial future, I am here to help you every step of the way.
I pride myself on a proactive approach and a relentless commitment to my clients' success. My goal is to empower you to make informed financial decisions that align with your life goals and aspirations. Together, we can build a robust financial strategy that sets you up for long term success.
If you're ready to take control of your financial future, let's have a conversation. I am eager to help you achieve your financial goals.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.