Financial Planner DipPFS in Manchester
I’ve been in financial services since 2003, starting as a mortgage and protection adviser before becoming a Financial Planning Consultant in 2009. Over the years, I’ve supported a wide variety of clients - from families and business owners to individuals planning for retirement. My aim is simple: to help you make the most of your money and feel confident about your financial future, with friendly, jargon-free advice tailored to your unique goals.
When people think about financial advice, they often think about investments. But financial advice can support a much wider range of decisions, helping you plan confidently for the future and make the most of the opportunities available to you.
New research commissioned by Quilter and conducted by Boring Money found that many people understand how advisers like me can help with investments, but are less aware of the wider support available through professional financial planning.
As an adviser, I may be able to help with:
Financial decisions can feel complex at times, particularly as circumstances, legislation, and markets change.
If we work together, I can help you:
If this sounds good to you, please get in touch.
Tax Planning, Estate Planning & Legacy Planning are not regulated by The Financial Conduct Authority.
Approver Quilter Financial Limited and Quilter Financial Services Limited. August 2026
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
First time buyers, remortgages, buy-to-let.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Manchester
United Kingdom
Joanne is located in Manchester and offers expert financial advice in all over the UK including London
Since graduating from university in 2003, I’ve built a fulfilling career in financial services. I began as a mortgage and protection adviser, then progressed to becoming a Financial Planning Consultant in 2009. Over the years, I’ve had the privilege of working with a wide range of clients - including families, business owners, company directors, and individuals approaching or enjoying retirement.
I believe financial planning should feel empowering, not overwhelming. That’s why my approach is friendly, honest, and down-to-earth. I explain everything clearly, avoiding jargon, and work closely with you to develop a straightforward, personalised plan that evolves with your life. I support clients in a variety of life stages and financial scenarios, such as:
Every client is different, so I tailor my advice to reflect your values, circumstances, and goals. Whether you're focused on securing your family’s future, planning a business exit, or preparing for later-life care, I use tools like cashflow forecasting to help you make clear, confident decisions. More than just technical expertise, I aim to offer long-term support and peace of mind - helping you stay on track, whatever life brings.
I offer expert advice across the full spectrum of financial planning. My areas of focus include:
*Auto Enrolment is not regulated by the Financial Conduct Authority.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 25 September 2024.
