Jeevan Matharu

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

As a qualified financial adviser, I’ve supported countless clients in building confident, secure retirements by focusing on clarity, long-term thinking, and disciplined strategy. My approach to finance is simple but powerful: we reverse engineer the end goal. Instead of starting with products or assumptions, the first question is always “Where do you want to get to?” From there, every financial decision becomes intentional, aligned, and measurable.

Beyond financial planning, my passion for helping people think differently led me into writing, podcasting, and coaching. I’m the author of three books focused on mindset, personal development, and daily self-reflection — tools designed to help people take ownership of their decisions and direction. I also host a podcast that explores mindset, strategy, psychology, and personal growth, sharing practical insights that listeners can apply immediately to their own lives and businesses.

Whether through financial planning, self-help writing, podcast conversations, or one-to-one coaching, the mission is always the same: to give people clarity, confidence, and control over their future. Money, mindset, and strategy are not separate worlds — they are interconnected levers. When aligned properly, they allow individuals to move forward with purpose rather than pressure.

Outside of work, I practise judo, enjoy hiking and scrambling, and share life with my two boxer dogs — pursuits that reflect the same values I bring to my professional life: discipline, resilience, and steady progress over time.

Everything I do is built around one question: Where do you want to get to — and what’s the smartest way to get you there?