Jasbir Singh

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

My primary focus is on designing bespoke strategies to help my clients achieve their individual financial goals, providing expert advice on retirement objectives, pension switches, investment goals, protection needs, and estate planning*.

Previously, I worked with a London-based financial planning firm and was responsible for building relationships with large fund and asset institutions, such as Lion-Trust, Brewin Dolphin, and Baillie Gifford, to name a few.

My charitable work focuses on Parkinson’s UK.

*Estate planning is not regulated by the Financial Conduct Authority.