
Jarrod Natarajan
Financial Planning Consultant DipPFS in Salisbury
A little bit about Jarrod
I'm Jarrod Natarajan, a qualified financial adviser based in Wiltshire, serving clients across the South of England. I help individuals and families achieve financial clarity and long-term security through tailored advice on investments, protection, and financial planning. My approach is straightforward, detailed, and built around your personal goals—no jargon, just practical guidance. Outside of work, I enjoy trail running with my Labrador and spending time with my wife and two young children.
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An adviser’s insight
How can you boost your pension pot?
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
Here are three simple ways to make sure your pension is working its hardest for you.
1. Check up on it
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
2. Look at your investment allocation
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
3. Bump it up
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
General Insurance
Home contents insurance, buildings insurance.
Qualifications

Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Location
Jarrod's location
Salisbury
Wiltshire
United Kingdom
Jarrod is located in Salisbury and offers expert financial advice covering the Wiltshire area.
More about me
I’m passionate about helping people feel more confident and in control of their financial future. With a background in holistic, client-focused advice, I build tailored financial plans that reflect each client’s values, priorities, and aspirations.
I specialise in investments and protection, supporting clients with everything from retirement planning and wealth building to family protection and peace of mind. I take time to understand what matters most and communicate clearly at every step.
Based in Wiltshire, I support clients across the South of England and pride myself on providing a professional yet down-to-earth service. My aim is always to build long-term relationships grounded in trust, clarity, and thoughtful planning.
When I’m not working, I’m a keen road and trail runner—usually accompanied by my energetic Labrador. Life is full and rewarding thanks to my two young children, who constantly remind me of the importance of planning ahead. If you're looking for an approachable adviser who takes the time to truly understand your goals, I’d be delighted to help you on your financial journey.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.