Financial Planning Consultant DipPFS in Salisbury
I'm Jarrod Natarajan, a qualified financial adviser based in Wiltshire, serving clients across the South of England. I help individuals and families achieve financial clarity and long-term security through tailored advice on investments, protection, and financial planning. My approach is straightforward, detailed, and built around your personal goals—no jargon, just practical guidance. Outside of work, I enjoy trail running with my Labrador and spending time with my wife and two young children.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Home contents insurance, buildings insurance.
Salisbury
Wiltshire
United Kingdom
Jarrod is located in Salisbury and offers expert financial advice covering the Wiltshire area.
I’m passionate about helping people feel more confident and in control of their financial future. With a background in holistic, client-focused advice, I build tailored financial plans that reflect each client’s values, priorities, and aspirations.
I specialise in investments and protection, supporting clients with everything from retirement planning and wealth building to family protection and peace of mind. I take time to understand what matters most and communicate clearly at every step.
Based in Wiltshire, I support clients across the South of England and pride myself on providing a professional yet down-to-earth service. My aim is always to build long-term relationships grounded in trust, clarity, and thoughtful planning.
When I’m not working, I’m a keen road and trail runner—usually accompanied by my energetic Labrador. Life is full and rewarding thanks to my two young children, who constantly remind me of the importance of planning ahead. If you're looking for an approachable adviser who takes the time to truly understand your goals, I’d be delighted to help you on your financial journey.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 04 July 2025.
