Jarrod Natarajan

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

I’m passionate about helping people feel more confident and in control of their financial future. With a background in holistic, client-focused advice, I build tailored financial plans that reflect each client’s values, priorities, and aspirations.

I specialise in investments and protection, supporting clients with everything from retirement planning and wealth building to family protection and peace of mind. I take time to understand what matters most and communicate clearly at every step.

Based in Wiltshire, I support clients across the South of England and pride myself on providing a professional yet down-to-earth service. My aim is always to build long-term relationships grounded in trust, clarity, and thoughtful planning.

When I’m not working, I’m a keen road and trail runner—usually accompanied by my energetic Labrador. Life is full and rewarding thanks to my two young children, who constantly remind me of the importance of planning ahead. If you're looking for an approachable adviser who takes the time to truly understand your goals, I’d be delighted to help you on your financial journey.