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Janet Ngbede

Financial Planning Consultant DipPFS, MBA in Northamptonshire

A little bit about Janet

I am a qualified Financial Planning Consultant committed to helping individuals, families, businesses and organisations prosper and make the most of their finances now and in the future. I help clients with expert financial advice and tax efficient investment solutions tailored to their needs to enable them build and preserve wealth; and achieve their financial goals with confidence.

I deliver personalised financial strategies, always putting clients’ needs at the heart of what I do. By combining expertise with empathy and a friendly approach, I make financial planning easy, clear and rewarding for my clients.

My advice covers areas of Wealth Management including Investments - Tax efficient Savings and Investments, Retirement Planning - Pensions, Estate Planning, Holistic Planning; Protection and General Insurance.

If you would like to speak to a friendly and approachable Financial Adviser, contact me today - I’d love to hear from you.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how I can help you with windfalls and lump sums.
Contact me today

An adviser’s insight

If it’s time for financial advice, I can help you

Graphic of elderly couple passing wealth to their relatives

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. April 2026.

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

General Insurance

Home contents insurance, buildings insurance.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Location

Janet's location

Corby
Northamptonshire
NN17
United Kingdom

Janet is based in Corby, Northamptonshire and offers expert financial advice to suit your needs.

More about me

Prior to qualifying as a Financial Adviser and becoming Financial Conduct Authority (FCA) registered, I advanced in a successful career as a Chartered Accountant in finance leadership roles, working across complex organisations and international operations. My background includes senior accounting roles where I led teams, managed multi-entity finances, financial reporting, finance operations & strategy; and implemented key projects and accounting systems. This experience brings an extra layer of insight and rigour to the advice I provide.

I also hold an MBA from the University of Bath and an MSc Investment Management from Henley Business School - University of Reading. These set me apart as a robust finance professional with breadth of knowledge and expertise to support both individuals and corporations.

This blend of professional and academic excellence with real-world experience enables clients to benefit from strong technical knowledge as well as the friendly, personal touch I bring to financial advice. My focus is to provide easy-to-understand guidance and efficient solutions to the financial issues that matter most to them.

Whether supporting individuals, families, businesses or organisations, my goal is to build trusted relationships and empower every client with clear tailored strategies towards achieving their desired financial future.

I am married with three lovely children. Outside of work, I enjoy spending time with family and friends, cooking up a feast, gardening, taking nature walks with my husband, travelling and volunteering.

I look forward to hearing from you and supporting you through your financial journey.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.