Financial Planning Consultant DipPFS, Cert CII (MP) in Hertfordshire
I began my career in wealth management in 2023, after graduating from university with a first-class honours degree in BSc Economics. Since joining Quilter Financial Advisers I have obtained my Diploma in Regulated Financial Planning. Recognising the importance of financial confidence I build strong relationships, making sure that I best help my clients in making well-informed financial decisions, supporting a secure and enjoyable future. I work closely with families, individuals and business owners, and ensure that my advice is tailored to you. Outside of work I enjoy keeping fit, and you will often find me playing sport or in the gym. I also completed my first half-marathon in 2025, raising money for the amazing Spread Your Wings UK charity.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Home contents insurance, buildings insurance.
Since I began in wealth management, I’ve been passionate about helping people navigate their finances with confidence. My degree in economics sparked my interest in breaking down financial topics and making things clear and approachable for others - something I’ve carried with me as an adviser. I’m committed to ongoing learning. Achieving my Diploma has given me the tools and knowledge I need to offer bespoke, up-to-date advice, whether I’m working with families planning for the future, entrepreneurs growing their businesses, or anyone simply looking for financial peace of mind. My main aim is to build relationships based on trust, honesty and straightforward communication.
Outside of work I stay active; I’m often either at the gym or out playing sports. Taking on my first half-marathon in 2025 to raise money for Spread Your Wings UK was a real highlight for me. I enjoy giving back when I can - whether it’s helping locally or supporting people in making smart choices that last. If you’re curious about my approach, what drives me, or how I might be able to help you with your financial goals, I’m always happy to chat.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
