James Henry

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

Well, you’ve come this far and the next step is just a small one that requires no commitment or fee. It begins with a conversation where the main topic is you, so you are already well prepared. Beyond getting to know each other, we’ll also discuss potential next steps to ensuring you feel fully in control of, and confident about, your financial future.

When you are ready, reach out using whichever communication method shown above you prefer. I look forward to hearing from you.

In case you were wondering; outside of work you will usually find me standing in the rain, wondering why the dog is refusing to move.