Jagdeep Singh

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

With over 15 years of experience in the financial services sector, I specialise in Holistic Financial Planning - helping clients build a clear, integrated strategy that brings every part of their financial life together. 

My expertise covers all key areas of long-term financial wellbeing, including:

• Pension & Retirement Planning – ensuring you are well prepared for a secure and comfortable future
• Investment Planning – growing and preserving your wealth in line with your goals and risk profile
• Inheritance Tax & Estate Planning – protecting your legacy and supporting financial stability across generations
• Protection Planning – safeguarding your income and ensuring your loved ones are financially protected

Great financial advice goes beyond products. It is about understanding your life, your priorities, and the future you want to create. My approach is personalised, transparent, and practical designed to give you clarity, confidence, and control over your financial decisions. If you are looking for a financial partner who listens, explains things clearly, and puts your long-term wellbeing first, I would be happy to help.

Alongside my professional responsibilities, I make it a priority to invest my free time in family life and enriching travel experiences.