Jagdeep Singh

How can you boost your pension pot?

In the UK, there’s an estimated £26.6bn¹ in lost or forgotten pensions. That means the average UK worker is missing as much as £28k² from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.

As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.

If that sounds good to you, please get in touch.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.

¹Source: https://www.ftadviser.com/pensions/2023/10/26/one-in-20-savers-could-be-missing-out-on-lost-pensions/

² Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions

My areas of expertise encompass holistic financial planning, which involves creating a financial strategy that integrates all facets of your financial life. Additionally, I specialise in pension and retirement planning to ensure you are well-prepared for a comfortable future, as well as investment planning aimed at growing and preserving your wealth. Furthermore, I provide advice on inheritance tax and estate planning, thereby ensuring your family’s financial stability across generations. I am also adept at offering protection services to secure your income and safeguard your loved ones.

I am committed to assisting clients in achieving their financial goals through effective planning strategies. This process begins with an 'initial meet & greet' where we will become acquainted, enabling me to understand how best to support you moving forward. We then conduct a comprehensive financial review to examine all aspects of your personal finances, ensuring I have the necessary information to create a tailored, targeted, and tax-efficient financial plan that aligns with your objectives.

Furthermore, we will continually review your plan to ensure it remains effective, adjusting together as needed when circumstances change. My approach is grounded in establishing strong, long-term relationships by thoroughly understanding my clients' needs and priorities. I strive to ensure that any financial planning strategies continue to align with your objectives as your circumstances evolve.

Beyond my professional obligations, I allocate my leisure time to spending quality moments with my wife and two young daughters and engaging in enriching travel experiences.