Financial Planning Consultant ACSI in Pinner
With over 15 years of experience within the financial services sector, I have served as a financial adviser with esteemed organisations such as Perspective, Prudential, Lloyds Bank, and NatWest Private Clients (Coutts). I specialise in providing expert guidance in retirement planning, investment planning, protection planning, and estate planning. I am dedicated to helping clients and their families achieve their financial aspirations, providing reliable advice as their financial needs develop over time. Clients can trust that they have a dependable advisor guiding their financial future.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Harrow
United Kingdom
Jagdeep is located in Harrow and offers expert financial advice to suit your needs.
Jagdeep was extremely efficient and gave me really helpful advice. He looked at everything I sent him and if he needed more information he asked. He analysed my situation and gave me the options and what the implications were for each. I couldn’t recommend him highly enough. Thank you Jagdeep.
My areas of expertise encompass holistic financial planning, which involves creating a financial strategy that integrates all facets of your financial life. Additionally, I specialise in pension and retirement planning to ensure you are well-prepared for a comfortable future, as well as investment planning aimed at growing and preserving your wealth. Furthermore, I provide advice on inheritance tax and estate planning, thereby ensuring your family’s financial stability across generations. I am also adept at offering protection services to secure your income and safeguard your loved ones.
I am committed to assisting clients in achieving their financial goals through effective planning strategies. This process begins with an 'initial meet & greet' where we will become acquainted, enabling me to understand how best to support you moving forward. We then conduct a comprehensive financial review to examine all aspects of your personal finances, ensuring I have the necessary information to create a tailored, targeted, and tax-efficient financial plan that aligns with your objectives.
Furthermore, we will continually review your plan to ensure it remains effective, adjusting together as needed when circumstances change. My approach is grounded in establishing strong, long-term relationships by thoroughly understanding my clients' needs and priorities. I strive to ensure that any financial planning strategies continue to align with your objectives as your circumstances evolve.
Beyond my professional obligations, I allocate my leisure time to spending quality moments with my wife and two young daughters and engaging in enriching travel experiences.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
