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Jacques Sheppard

Financial Planning Consultant DipPFS in Cornwall

A little bit about Jacques

Hi, I'm Jacques Sheppard, Financial Planning Consultant.

I'm dedicated to unlocking people's financial potential, empowering them to live fulfilled, meaningful lives while creating positive outcomes for themselves and those around them. By crafting bespoke, adaptable plans, tailored to client's goals and providing ongoing support, I keep them on track and prepared for all life's challenges. Please reach out to explore how we can work together to unlock your financial potential and create the life you deserve.

Find out more about me below.

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Get in touch if you’d like to discuss the long-term benefits of including investing in your financial plans.
Contact me today

Graphic of people putting coins into a jar in front of a clock

When is the right time to invest?

There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.

When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.

Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.

There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.

If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change

*Based on an annual average investment return of 5% and inflation at 3%.

General Insurance

Home contents insurance, buildings insurance.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Jacques's location

Falmouth
Cornwall 
TR1 
United Kingdom

Jacques is located in Cornwall and offers expert financial advice to suit your needs.

It is my belief that financial freedom creates a better world around us. When we are financially free, we gain the confidence to pursue opportunities that we might otherwise avoid. This could mean building a business, transitioning into a new career, or simply having the extra funds to invest in something that enhances life. The possibilities are limitless, but the fact remains; when people are not held back by financial worries, their time and money become unlocked. This enables them to be more generous, spend more time with their families, build communities, and create opportunities for themselves and others. This belief drives my passion for helping clients and providing a service that I truly believe is a force for good in the world.

I came to financial planning after spending 13 years of service as a Combat Medic in the British Army. This experience provided me with a unique perspective on what it takes to achieve success. Working alongside dedicated, intelligent individuals, I learned the importance of discipline, adaptability, and resilience. These values have shaped my approach to financial planning, where I combine meticulous preparation with the ability to adjust to life’s inevitable changes. As a medic, I also developed a deep understanding of human behaviour and empathy - skills I now use to connect with clients on a personal level, understanding their needs, aspirations, and challenges.

My focus is on building strong, lasting relationships with my clients, where their success is my success. I am committed to providing the support and guidance they need to achieve their financial goals.

Outside of work, you will often find me on a tennis court or in the kitchen experimenting with Asian inspired dishes. I live in Ewell and advise clients in various districts and boroughs of Surrey and surrounding areas.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 11 April 2025.