Jack Clarke

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

Before becoming a financial adviser, I studied and worked in law - an experience which continues to shape the way that I work with my clients today. By combining my jargon-free approach to advice with my dual background in law and finance, I aim to give you the clarity and confidence you need to make important financial decisions for you and your family.

When I’m not working with clients, you’ll likely find me out on the golf course (often in a bunker) or enjoying a cappuccino at a National Trust spot. I also enjoy keeping active by weightlifting, running and hiking. Back in 2024, I completed a 26-mile mountain hike in the Peak District in support of Miracles to Believe In - a Leicestershire-based charity which supports young people with autism.