Financial Planning Consultant Chartered MCSI, MBA in London
I am an experienced and qualified financial advice professional. Since 2013, I have gained expertise in managing individual and business clients to provide bespoke financial planning and private wealth management services. Having worked in the UK and India with organisations like SJP and Citibank, I have always followed a client-focused approach coupled with a great service proposition.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Home contents insurance, buildings insurance.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
I had been toying with the idea of getting some expert advice to help get my finances in order. Retirement for me was playing heavy on my mind and I needed to have the best advice with regards to staying or leaving employment for early retirement. I needed advice on this and other financial matters in order to get my life back on track.
I was then introduced to Inderjeet Singh who has helped me understand more about my pension and financial options for early retirement and how I could improve financial status with my current pensions and pensions that were not getting the attention they needed.
Thanks to Inderjeet I am in a much better financial position with my pension status and other areas. I was so confident with the advice given due to Inderjeet’s professionalism and attention to detail that he has shown me throughout our appointments and meetings, so much so that I have spoken to my husband and one other colleague for Inderjeet to work with them too.
Following recommendation by the Royal College of Nursing (RCN) to aid NHS Staff in financial planning and advice, I had the pleasure to discuss my financial plan with Inderjeet Singh.
From our first meeting, Inderjeet could not have been more welcoming and professional in his approach. He took time to understand my financial situation and that of my family long term goal and plan. Inderjeet patiently explained at length the various financial planning options, potential outcomes as well as balancing risk. He was able to answer all my queries clearly and professionally, he has a sound understanding of the financial markets and is well verse and knowledgeable when it comes to NHS pension. After various explanatory meeting to iron out any minor queries, he came up with a long term financial plan that meet our aspiration. I felt comfortable to trust his advice and I have made financial planning/ Investment for myself and my family.
I would highly recommend Inderjeet service to anybody who would like financial advice and investment planning including pension planning.
My interaction with Inderjeet came from having requested support from a financial advisor via the Quilter website. I was very fortunate to be assigned Inderjeet as my advisor who very attentively listened to the requests of both my wife and myself. Throughout the process there was no attempt to sell us anything and Inderjeet very diligently sign posted the options available us. Inderjeet made us feel very comfortable and very quickly build rapport and trust with us.
We are delighted to work with Inderjeet. His support to date has been professional, timely and he has kept us up to date with the progress through each stage of our interaction. He took care of all the relevant paperwork and transfers and has managed this so seamlessly well. Inderjeet is very responsive and we would highly recommend him and have done to our network.
I have been given financial advice by Inderjeet for just over a year. Putting together a financial plan was a painless process, having been given advice and direction while allowing me to make my own decisions
I am more than happy with the outcome after one year and look forward to the benefits of working with him going forward.
Inder has been our financial advisor for the last year and has been brilliant.
The process for assessing our investment strategy was straight forward and well explained. Inder has kept us updated regularly and the six month portfolio review was really insightful. He's also helped with our retirement planning and saved us money on our life insurance and income protection coverage. Overall it's been a pleasure working with him and I couldn't recommend him enough.
London
E16
United Kingdom
Inderjeet is located in London and offers expert financial advice to suit your needs.
I work closely with senior professionals, business owners, and entrepreneurs to help achieve their complex financial goals in the most efficient manner. My key areas of advice include tax-efficient investments, pensions & retirement planning, protection, and insurance solutions. I am a Chartered Member (MCSI) of the Chartered Institute of Securities and Investments (CISI). My qualifications include a Level 6 Private Client Investment Advice and Management (PCIAM), Level 4 Investment Advice Diploma (IAD) and a Master's Degree in Business Management (MBA).
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
