Ifrah Zeb

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

Financial planning, for me, is about more than numbers - it’s about helping clients achieve the life they want. I take a holistic approach, considering not just wealth growth and protection, but also retirement planning, tax efficiency, and long-term goals. My background in business and data gives me an analytical lens to create clear, tailored strategies.

Outside of work, I enjoy travel, long bike rides, hikes, and exploring food and wine. My passion for wine led me to complete WSET Level 2, and I hope to continue developing this interest. Curiosity, discovery, and lifelong learning are values I carry both personally and professionally, and I bring them to every client interaction.