Ian Weston

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

Our financial lives are full of big questions: How much is enough? Is the life you dream of living achievable? Is the life you live now true to your values?

I approach financial planning differently by making your future lifestyle the centre of our work together. We start with your story - where you’ve come from, where you are today, and where you want to go. From there, I create a clear, understandable financial plan designed to guide you towards your goals. Financial products may play a role, but only if they are necessary to help you achieve what really matters.

The plan itself is always at the heart of what I do. To ensure you remain on track, I encourage all my clients to commit to annual reviews. These reviews allow us to update your plan, make adjustments where needed, and give you confidence that you and your loved ones are on course to live the life you aspire to.

Outside of work, I’m a proud parent to three sons and owner of a loyal dog - the only family member who never asks for money.