Heta Mehta
Financial Planning Consultant DipFA, CeMAP in Hemel Hempstead
A little bit about Heta
I have Level 4 Diploma for Financial Advisers (DipFA) and Certificate in Mortgage Advice and Practice (CeMAP) qualification from London Institute of Banking and Finance (LIBF). I am authorised and registered to give financial advice by the Financial Conduct Authority (FCA). You can find my authorisation details. My aim is to make a real impact in the financial lives of my customers, while also providing a more human, personal approach to their money.
Start the conversation
Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today
An adviser’s insight
Spend wisely and save smartly
June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.
While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.
It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*
Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.
Click on the contact me today button at the top of my profile to discuss how I can help you.
*Source: HMRC
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
General Insurance
Home contents insurance, buildings insurance.
Mortgage
First time buyers, remortgages, buy-to-let.
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Dental & Medical
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Qualifications
Diploma for Financial Advisers
- The Diploma for Financial Advisers from the London Institute of Banking and Finance is the primary award for financial planners that develops core technical understanding across a broad range of key financial planning areas.
Certificate in Mortgage Advice and Practice - Level 3
- CeMAP is the benchmark qualification for individuals aspiring to become mortgage advisers. It gives the skills, knowledge and certifications to deliver mortgage advice and practice.
Testimonials
N. Ingoe
I required a financial adviser to help with my general money situation and to access my 30 year pension and was recommended to Heta.
Heta visited me in my home and was quickly able to grasp my situation and assured me that she would get things moving quickly.
This she did and, throughout, I have found Heta to be very reliable, responding to my emails quickly and a great person to have on my side.
R. Harbourne
From our first conversation she put me at ease and helped me understand my financial situation better and feel more optimistic about it.
Heta is an excellent communicator and kept me informed every step of the way. She acted quickly when any difficulties arose and resolved them completely.
She helped me clarify my goals and got me where I needed to be.
I have already referred a colleague to her and would highly recommend her services to anyone.
More about me
I have more than 20 years’ experience in the financial services industry. My career started as mortgage administrator in an estate agency and have also worked at Nationwide Building Society as a personal banking manager.
I’m married (my husband is an electrical engineer) with one son and enjoy spending time with my family. I spend most of my summer evenings and weekends watching my son play cricket.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.