Harry Antoniou

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

I am an Associate Member of the Chartered Institute for Securities & Investments and hold additional qualifications from the London Institute of Banking & Finance. My passion for financial planning developed through earlier roles in asset management and property finance, where I gained first‑hand experience of the complexities of wealth management whilst working closely with high‑net‑worth clients alongside a leading financial services firm.

Over the past 17 years, I have worked extensively with large corporations, leading accountancy firms, top‑tier legal firms, REITs, a UK FTSE 250 company, trusts, families, and individuals in relation to estate and asset management services.

Building on this experience, I completed my financial planning qualifications and went on to partner with Quilter, allowing me to combine practical, real‑world expertise with structured financial planning to better support clients in achieving their long‑term objectives.

Outside of work, I maintain an active lifestyle through fitness, football, paddle tennis, and sailing in Greece during the summer months. I also have a keen interest in motorsports and enjoy travelling with my family.