Hadley O’Connor

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Specialising in holistic planning, I meticulously tailor comprehensive solutions that encompass protection, income protection, investments, pensions and retirement planning, and general insurance.

I’m dedicated to understanding the unique circumstances and goals of each client, ensuring that my advice is always personalised and relevant to their specific needs and aspirations. My goal is to help clients navigate their financial journeys with clarity and confidence, providing guidance that supports their long-term financial well-being.

Outside of work, I find joy in spending quality time with my friends, family, and two beloved dogs. I also pursue personal growth and discipline through training in Brazilian Jiu-Jitsu, which not only enriches my life but also enhances my resilience and focus.

This blend of professionalism and personal passion allows me to make a meaningful and lasting impact on the financial journeys of the clients I serve.