Greg Inglis

When is the right time to invest?

There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.

When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.

Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.

There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.

If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change

*Based on an annual average investment return of 5% and inflation at 3%.

With over a decade of experience in accountancy, including five years as a director of a 7-figure motor trade business, I bring a wealth of financial expertise and a strong customer-focused background to my role as a financial planning consultant. My work has always been driven by a passion for helping individuals and families achieve long-term financial stability and wealth growth. Specialising in investment planning, retirement planning, and insurance products—including private medical coverage—I focus on guiding individuals and families with young children through key financial decisions. I take pride in my honest and direct approach, working to demystify financial concepts and empower my clients to make informed decisions with confidence.

My extensive background in accountancy equips me to analyse complex financial situations and develop tailored strategies that align with my clients' goals. Whether it’s securing a comfortable retirement, protecting loved ones through insurance, or growing wealth through investments, I aim to provide solutions that not only meet immediate needs but also build a secure financial future. Education is a cornerstone of my philosophy. I believe that clients should feel informed and confident about their financial journey. I take the time to explain strategies and options, ensuring that my clients fully understand the choices they make and their long-term impact. Helping people achieve their financial aspirations is more than a career for me; it's a deeply fulfilling mission. By combining my expertise, practical experience, and a genuine commitment to client success, I strive to put every client in a better financial position.