Skip to main content
Search

Graham Featherston

Financial Planning Consultant DipPFS in Tetbury

A little bit about Graham

I've worked in the Financial Services Industry for over 40 years and in that time have enjoyed working with some of the UK’s largest corporate banks, NatWest and HSBC, holding both first line and senior management roles at Regional Director level. In the past 30 years, I focussed on both managing successful client facing advice teams and regions, delivering face to face advice as both a restricted and independent adviser.  

Find out more about me below.

Start the conversation

Whether you want to think about a gifting plan to help your family, or want to ask me about something else, I’m happy to help.
Contact me today

An adviser’s insight

Gifts that give back

Graphic of people exchanging gifts

December is often seen as the gifting season. But alongside the usual socks and chocolate gold coins, it might be worth planning a slightly bigger, longer-term present for your loved ones this year.

Inheritance tax (IHT) is notoriously complicated and can hit people with a big bill if it isn’t managed properly. It isn’t reserved for the very wealthy either. Dealing with IHT is a reality that many more families face after a loved one has passed - in what is usually an extremely vulnerable moment.

This is where using your gifting allowances can make a real impact on those around you. It’s a great way to share your wealth with the people you love while limiting their exposure to IHT. It does take a little bit of extra planning though.

Sitting down with an adviser like me can help you figure out where you want your money to go, and when. For instance, it might be more helpful to gift a family member a contribution towards their first home now, rather than leaving them a legacy.

Whatever you decide is best, we’ll find the most tax efficient way to do it.

Get in touch to find out more.

*Estate Planning and Inheritance Tax Planning are not regulated by the Financial Conduct Authority.

Autumn Budget

Summarising the key points from the Autumn Budget.

Download now

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Mortgage

First time buyers, remortgages, buy-to-let.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Certificate in Mortgage Advice

  • The Certificate in Mortgage Advice (Level 3) meets the FCA standards for mortgage advisers. It develops an understanding of the sector and the mortgage process, and enables advisers to meet individual client needs.

Location

Graham's location

GL8
Tetbury
Gloucestershire
United Kingdom

Graham is located in Tetbury and offers expert financial advice to suit your needs.

More about me

After working for many years in an employed role, I decided to make the move into self-employment as a financial adviser. As mentioned, I have advised both as an independent advisor (IA) and a restricted advisor (RA), as I am now with Quilter Financial Advisers. I do feel the distinction between the two is sometimes misunderstood. For me, as an RA I have selected to partner with Quilter Financial Advisers Ltd who are part of Quilter, a FTSE 250 company, as they do all of the appropriate due diligence for me in selecting appropriate investment partners for my clients - they specialise in creating and managing multi-asset investment portfolios, and also managing their own funds, which for me provide ideal solutions for my clients. The support that Quilter provides to both me and my clients is exemplary.

I offer holistic financial advice with a personal service and an ongoing relationship built on trust. I help my clients meet their goals and objectives by undertaking regular reviews. With over 40 years’ experience in financial services, I have a genuine interest in my clients personal and financial situation, and I always ensure I have the time to properly look after all of my clients. I also believe that through those 40 plus years I bring valuable life experience which I can share with my clients.

Outside of work my wife and two daughters enjoy riding their two horses, while I much prefer long walks with eight year old Golden Retriever Monty, as well as playing the drums, piano and guitar.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 10 July 2023.