Gabriel Bradnick

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

I help clients grow, protect, and manage their wealth through clear, personalised investment strategies that align with their goals, values, and stage of life. My focus is on giving clients confidence in their financial decisions by simplifying the complex and providing straightforward, reliable advice that leads to long-term success.

A significant part of my work is centred on Islamic finance. I specialise in helping clients achieve Sharia-compliant investments that stay true to their ethical and faith-based principles while still aiming for strong financial outcomes. Islamic finance can be intricate, with unique requirements around interest, risk-sharing, and the types of assets that can be held and my role is to make this process simple, transparent, and effective.

I work closely with clients to design portfolios and financial plans that meet their needs without compromising on compliance or performance. My background in economics has given me a strong analytical foundation and a deep understanding of global markets. Before joining Quilter Financial Advisers, I worked in banking and international economic research, gaining valuable insight into how financial systems operate and how to build resilient investment strategies in changing conditions. This experience allows me to bring a broad, informed perspective to every client relationship. I believe that good financial advice should give people clarity and confidence — not confusion. By understanding each client’s individual goals and values, I aim to create long-term plans that are both meaningful and effective, supported by trust, transparency, and consistent results.