Fraser Alexander

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

Receiving financial advice should be an informative and inspirational process, providing reassurance that your objectives have been heard and are understood. I allow my clients the opportunity to focus on the things that are important to them, by giving them the peace of mind that they feel part of a team and are supported, by having have a comprehensive plan in place to achieve their financial aims, a service my clients find invaluable.

I specialise in helping families and individuals optimise their financial wealth through a range of advice areas and I am committed to providing a quality ongoing service, so my clients benefit from continued support and expertise. Whether it's ensuring a comfortable retirement, supporting a child's education or building family wealth, I find this career both fulfilling and dynamic.

I’m flexible and can provide face to face consultations, as well as virtual video calls, to suit my clients schedules. I also enjoy playing semi-professional football, golf and various other sports. I’m an animal lover and a keen movie watcher. “Good will Hunting” and “Interstellar” are my top two!