Eve Mitchell

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

I live in Lanark with my partner, Colin. When I’m not working with clients, we are often found on the golf course, walking Albie our dog, or trying to keep up with our young grandchildren and nephews.

I’ve always loved to travel and have backpacked through Australia, New Zealand, South East Asia and South America, as well as lived and worked in Geneva, Mumbai and London. These experiences have given me a broad perspective on life, the value of money, and a genuine appreciation for connecting with people from all walks of life.

I’m also learning to crochet — still very much a work in progress — but I enjoy the challenge of creating something one stitch at a time. Much like crochet, effective financial planning is a gradual, rewarding journey where each thoughtful step helps my clients and I build something lasting and meaningful together.

What drives me is helping people feel more confident and in control of their finances. I know the work I do makes a real, positive difference in their lives. I work flexibly and am always happy to meet clients however suits them best, whether online or in person and look forward to meeting with you.