Eve Mitchell

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

I live in Lanark with my partner, Colin. When I’m not working with clients, we are often found on the golf course, walking Albie our dog, or trying to keep up with our young grandchildren and nephews.

I’ve always loved to travel and have backpacked through Australia, New Zealand, South East Asia and South America, as well as lived and worked in Geneva, Mumbai and London. These experiences have given me a broad perspective on life, the value of money, and a genuine appreciation for connecting with people from all walks of life.

I’m also learning to crochet — still very much a work in progress — but I enjoy the challenge of creating something one stitch at a time. Much like crochet, effective financial planning is a gradual, rewarding journey where each thoughtful step helps my clients and I build something lasting and meaningful together.

What drives me is helping people feel more confident and in control of their finances. I know the work I do makes a real, positive difference in their lives. I work flexibly and am always happy to meet clients however suits them best, whether online or in person and look forward to meeting with you.