Financial Planning Consultant, DipFA, in Chapeltown
I am a family-first financial planning consultant with Quilter Financial Advisers, looking at your “big picture” to create a well-rounded, tailored, and holistic solution to your family’s needs and goals. I ensure that every scenario is considered when looking to build your wealth, plan for retirement, or protect your family against the worst situations. My goal with all clients is to envision your dream life, and to put the plans in action to make it a reality.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Home contents insurance, buildings insurance.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.
Chapeltown
Sheffield
United Kingdom
Evangeline is located in Chapeltown and offers expert financial advice to suit your needs.
Having had a lifetime of bad events thrust upon me before I was 27 years old, I have first hand experience knowing that every financial situation is different, and each family has complex needs. However, with the right advice and support, ‘bad’ life events don’t have to turn your life upside-down. This is why I advocate so strongly for holistic and well-rounded advice for your whole family.
I work with my clients to ensure they feel financially secure as well as financially ambitious - it is my job to help you build wealth for yourself, your children, and even grandchildren without sacrificing on a lifestyle you have built and love. Whilst I work with detailed calculations, I like to focus on the personal impacts and stories behind the numbers when working with my clients so they can truly envision and build their dream life.
Sometimes it is hard to seek financial support if you feel you may be judged or not supported as well as you need. As your adviser I will always ensure that you feel heard and supported and that my advice meets all of your needs, no matter how weird or wonderful you may think they are.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 August 2022.
