Dion Peter Hura

When is the right time to invest?

There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.

When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.

Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.

There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.

If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change

*Based on an annual average investment return of 5% and inflation at 3%.

I am a highly dedicated and experienced financial professional with a deep-rooted passion for helping individuals and families achieve their financial goals. With over two decades in the professional services industry, my journey began on the fast-paced trading floors of Lehman Brothers and J.P. Morgan, where I gained invaluable exposure to global markets and developed a robust understanding of financial dynamics. Professional Credentials My academic foundation in finance was driven by a genuine desire to help others manage their wealth effectively. I hold a Diploma in Regulated Financial Planning, equipping me with an in-depth understanding of UK financial regulations, compliance, and strategic planning.

As a committed member of both the Chartered Insurance Institute (CII) and the Chartered Institute for Securities & Investment (CISI), I uphold the highest standards of ethics and professionalism. These memberships reflect my dedication to continuous learning and best practice in the evolving financial landscape. My Approach Central to my approach is a strong client-focused philosophy. I prioritise getting to know each client’s unique values, goals, and concerns, which allows me to create financial strategies that are both tailored and purposeful.

To me, financial planning goes beyond figures and forecasts - it's about empowering individuals to take confident, informed steps toward a secure financial future with clarity and peace of mind. I prioritise building lasting, meaningful relationships founded on trust and open communication. From crafting tailored investment portfolios to strategizing for retirement and risk management, I collaborate closely with each client to develop practical, forward-thinking financial solutions that align with their goals.

Professional Development & Industry Engagement The financial landscape is dynamic and constantly evolving. To stay ahead, I actively participate in industry seminars, workshops, and training events. With a strong interest in sustainable finance, investment management, and UK tax legislation, I recognise their increasing significance to my clients. By keeping up with emerging trends and regulatory developments, I ensure that my guidance remains insightful, forward-thinking, and tailored to their needs. Personal Values & Interests Integrity and professionalism are at the heart of everything I do. I believe that honest, transparent financial advice fosters stronger relationships and drives better results. Equally, I am passionate about education—providing clients with the knowledge and confidence to actively engage in the financial decisions that shape their future.

Beyond my professional commitments, I prioritise a well-rounded work-life balance. I have a passion for continuous learning, always exploring new insights in personal development and finance. In my free time, I enjoy playing golf, staying active at the gym, and cherishing quality moments with my family.