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Dinesh Bharwani

Financial Planning Consultant with Mortgages FPFS, CeMAP, MBA at Quilter Financial Advisers

A little bit about Dinesh

Dinesh joined the industry in 2003 with Legal & General as a protection/endowment Complaint Service Adviser. He worked with them for over a year whilst completing his Master’s in business administration and the required financial planning qualifications. On completing his post-graduation, Dinesh was offered a position as an adviser with HSBC and moved up the hierarchy as a Premier Financial Adviser, specialising in Inheritance Tax planning and investments. Due to a restructure, he joined Wesleyan Financial Services in November 2011, which gave him an opportunity to understand the NHS pension scheme and worked exclusively within the medical & dental sector.

In his 15 years’ experience in the financial services Industry, the majority has been spent delivering face-to-face advice and building long term relationships with clients. Since joining Quilter Financial Advisers, Dinesh has worked with both personal and corporate clients providing tailored financial advice. He has attained a fellowship in financial planning, providing expertise in pension planning, investments, protection and Inheritance Tax planning.

Dinesh plays cricket and tennis on a social basis. He also assists with coaching for the All-Star Cricket club in Penarth, a town close to Cardiff. As his elder son plays county cricket and is part of the Cardiff & Vale Cricket team, during summer they often travel all around England and watch him play against some quality cricket teams.

Dinesh will always take time to ensure you receive help and support in a professional, easy to understand manner. With a passion for providing quality advice and a first-class service, he hopes that you’ll soon see him as your first point of contact for all your financial planning needs.

Dinesh can help you with

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Dental & Medical

Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.


Wealth management advice to make your money to work as hard as it can for you, including making the most of any tax breaks available.


Expert advice to help provide comfort in your retirement.


Whole of life and term assurance protection, private medical arrangements, critical illness insurance.


Permanent health insurance (aka income protection).

General Insurance

Home contents insurance, buildings insurance.


First time buyers, remortgages, buy-to-let.


Fixed rate deals, discounted, variable and flexible, capped and/or collared.

The Financial Conduct Authority does not regulate buy-to-let mortgages, inheritance tax planning, trusts or estate planning.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185.

Quilter Financial Advisers Limited is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Quilter Financial Services Limited and Quilter Mortgage Planning Limited are entered on the FCA register under reference numbers 440703 and 440718 respectively.