Dev Panesar

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

I like taking a holistic approach to financial planning, utilising a wealth of knowledge and experience of financial products and tools, to produce quality financial plans for my clients. I treat my clients like the individual people they are, putting their interests and needs first and developing lasting relationships.

In my spare time, I like to enjoy quality time with my family, friends, nieces, nephews and my dog Alfie. I am happy both enjoying a day out somewhere or cosying up indoors. I also love my food! - I am always enjoying the delights of different cuisines with a passion for home cooking. I look after myself by going to the gym, clean eating (mostly!), practicing some yoga and tai-chi, which all encourages my general wellbeing for a strong mind and a positive attitude.