Darren McCabe
Financial Planning Consultant DipPFS, Cert CII (MP) in Belfast
A little bit about Darren
I am an experienced financial planner and pride myself on giving excellent client service whilst remaining friendly and approachable.
I am planning to start studying for my chartered exams to help clients with more complex needs.
Start the conversation
Get in touch if you’d like to discuss the long-term benefits of including investing in your financial plans.
Contact me today
An adviser’s insight
When is the right time to invest?
There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.
When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.
Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.
There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.
If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment varies according to individual circumstances and is subject to change
*Based on an annual average investment return of 5% and inflation at 3%.
Services
Business Services & Protection
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
General Insurance
Home contents insurance, buildings insurance.
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Mortgage
First time buyers, remortgages, buy-to-let.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Qualifications
Diploma in Regulated Financial Planning
- The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.
Certificate in Mortgage Advice
- The Certificate in Mortgage Advice (Level 3) meets the FCA standards for mortgage advisers. It develops an understanding of the sector and the mortgage process, and enables advisers to meet individual client needs.
Testimonials
Donna E.
Darren was fantastic from start to finish of the process.
He advised me on different mortgage products and his service was both professional and friendly.
I would definitely recommend Darren if you need any advice or help with a mortgage!
Thanks Darren!
George B.
Darren is very advisable with best offers and advice for you.
He worked around my busy schedule, sometimes even out of normal working hours to ensure I had the best customer service.
Would highly recommend Darren to anyone.
Grace J.
Darren is not only knowledgeable and professional but he strives to find you the best rates possible.
He helped us find the best mortgage for our new house and was really friendly and helpful along the way.
I have recommended him to family and friends as a result of the great service I received.
I would not hesitate to use his services again in the future. Highly recommend!
Dee K.
Darren has provided me with a professional, efficient, reliable and effective service. I was very impressed with his commitment to going the extra mile. The process of buying a property can be very stressful, however, Darren has kept me informed regularly about what some of the pitfalls may be along the way and I am glad to say that I have not had or experienced any negativity throughout the whole process from start to finish.
Darren has exceptional market knowledge, has outstanding communication skills, written and verbal which he used to personalise his approach towards helping me purchase a property as a first-time buyer.
His positive attitude and demeanour throughout the process and genuine care and support also suggests that he has strong negotiation skills and that he is a respected member of his community.
I would very much strongly recommend Darren as a broker who is able to cater to the needs of the individual by putting his customer's priorities first.
Location
Darren McCabe's location
Darren is located in Belfast and offers expert financial advice to suit your needs.
More about me
Before becoming a Financial Planner, I was a Secondary School Teacher, teaching in Essex for 10 years.
I taught Business, Economics, Personal Finance and Maths. During Covid, I wanted a career change and having loved educating students about personal finances, I knew becoming a Financial Planner was the perfect fit.
I worked in an independent firm as a Practice Manager/Financial Adviser advising clients on all aspects of mortgages, investments, and pensions.
I enjoy spending time with my wife and daughter and having family days out as well as catching up with family and friends. I also enjoy eating out, going on holidays, learning how to box and play golf.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.