Financial Planning Consultant DipPFS, CFA, CA (SA) in London
I became a financial planner to do meaningful work that empowers people to take control of their financial future. After 20 years in global finance and earning qualifications as a Chartered Accountant and the CFA charter, I now help individuals and families align their money with their values. Combining deep technical expertise with a personal, client-first approach, I offer thoughtful, structured planning that brings clarity, confidence, and peace of mind.
In the UK, there’s an estimated £26.6bn1 in lost or forgotten pensions. That means the average UK worker is missing as much as £28k2 from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.
If that sounds good to you, please get in touch.
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.
2 Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions
Home contents insurance, buildings insurance.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
London
SE16
United Kingdom
Daniel is located in London and offers expert financial advice to suit your needs.
I’m a financial planner with 20 years of experience in the financial industry, including roles at global banks like RBC Capital Markets and Deutsche Bank. My background spans equity and credit markets, risk management, and investment analysis - expertise I now bring to individuals and families seeking clarity and confidence in their financial lives.
After qualifying as a Chartered Accountant in South Africa, I moved to London to explore the world and build my career in finance. Over time, I found myself increasingly drawn to helping friends and family with financial decisions like budgeting, investing and planning for the future. These conversations lit a spark that eventually became a calling. Earning the CFA charter, and subsequently the Level 4 Diploma in Regulated Financial Planning, I made the leap into financial advice to do meaningful work, on my own terms, with people I genuinely care about helping.
Today, I help clients align their money with their values through structured, thoughtful planning that reflects both technical rigour and a personal touch. My goal is simple: to listen well, guide wisely, and empower you to make the best financial decisions for your life.
I am a keen cyclist, enjoy walks around London and spending time with family and friends. I also like attending concerts and local events.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Mortgage Planning Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 01 May 2025.
