Financial Adviser DipPFS, Certs CII (MP & ER), CeMAP® in Leyburn
As a qualified professional financial adviser, I provide holistic and practical advice across pensions, investments, protection, tax planning, wills and trusts, estate planning, and cash-flow forecasting. I believe good financial planning is built on strong relationships, open conversations, and regular reviews, particularly as circumstances and priorities change.
In the UK, there are around 3.3 million pension pots that are considered as ‘lost’, containing an average of around £9,500 per pot*. Nobody wants to be missing out on money they have built up in a pension, but there’s good news - this kind of financial hit is completely avoidable.
This one might seem obvious, but it’s easy to lose track of your pension pots, where they are, and what they’re doing. If you make a note of your pension providers, and check your pot(s) regularly, you’re far less likely to lose one of them over time.
Your investment allocation is where and how you’re investing your pension. Often, people will just use their pension provider’s default setting. But this might not actually be right for your retirement goals and risk profile. So, it’s a good idea to revisit this every few years.
If you’ve had a windfall recently, like a pay rise, bonus, or inheritance, putting a portion of it into your pension is a good idea. Not only is it tax-efficient, but you’ll be glad when your retirement comes around.
As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early. Investing can help your money grow over time, but the value of investments can go down as well as up.
If that sounds good to you, please get in touch.
Approver Quilter Financial Services Limited. June 2026.
Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Expert advice to help provide comfort in your retirement.
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Home contents insurance, buildings insurance.
Leyburn
North Yorkshire
United Kingdom
Colin is based in Leyburn and offers expert financial advice to suit your needs.
Financial planning shouldn’t be intimidating, as everyone needs it. I’m a supportive Financial Adviser who focuses on making complex decisions clear, realistic, and tailored to each of my client’s goals.
My role is to simplify complex financial matters and turn them into clear, practical plans that reflect what really matters to each client. With over 20 years’ experience across financial services, banking, mortgages, and property, I support individuals, families, and business owners at every stage of life - from building wealth to protecting it and planning for the future.
I provide holistic and practical advice across pensions, investments, protection, tax planning, wills and trusts, estate planning, and cash-flow forecasting. I believe good financial planning is built on strong relationships, open conversations, and regular reviews, particularly as circumstances and priorities change.
Clients value my calm, approachable style and my focus on long-term outcomes rather than short-term solutions. My aim is to give people clarity, confidence, and peace of mind, knowing they have a plan they can rely on - now and in the years ahead.
I value long-term relationships and believe the best outcomes are achieved through clarity, consistency, and ongoing review. I am adaptable and pragmatic, particularly when clients’ circumstances evolve, and I focus on advice that is robust, compliant, and aligned to long-term objectives.
Away from work, I enjoy spending time with my wife Gemma and our 3 children. I also like running or walking the fells of the Yorkshire Dales and playing in a dominoes league for my village pub team.
In advising you, I follow a simple and trusted 3 step process:
We will arrange a time to talk about your goals and plans.
I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.
I'll be there as your financial adviser to give you the support you need.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.
Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 27 January 2025.
