Skip to main content
Search

Claire McCafferty, PhD

Financial Adviser DipPFS in Hertfordshire

A little bit about Claire

If you’re juggling pressure between work, family and finances, I’ll help you cut through the noise with a plain-English plan you can trust. I specialise in retirement planning (pensions and investments), cash flow-based budgeting and forecasting, family protection and getting first-time investors started. I turn complexity into clear, actionable steps so you can live well today and feel confident about tomorrow.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today

An adviser’s insight

Graphic of a man relaxing on the beach next to a pile of coins

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Services

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Pensions

Expert advice to help provide comfort in your retirement.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Location

Claire's location

Hertfordshire
Bedfordshire
London
United Kingdom

Dr Claire McCafferty lives in Hertfordshire and offers expert financial advice to suit your needs.

More about me

Do you ever feel like you’re constantly catching up, juggling a career or business, a mortgage, childcare or ageing parents, and you’re not sure your pension and investments are really on track? You’re not alone. I work with individuals, families and business owners who want a straightforward plan that fits real life. With a combined 20+ years in banking and education, I’m used to turning complex information into step-by-step decisions. My advice is plain-English and practical: together we’ll build a clear, actionable plan so you can live well today without worrying about tomorrow.

Outside of work I'm a mum to two active boys, aged 9 and 6, and a governor at the local FE college. I am a passionate advocate for inclusive and accessible education and financial advice. I believe that financial literacy and educational confidence are the foundations of both personal fulfilment and long-term success. My goal is always the same: give you the clarity and tools you need to take control of your future.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.