Claire McCafferty, PhD

Enjoy the feel-good factor of a financial spring clean

With the start of a new tax year, now is a great moment to take a little bit of time to get your finances in order and look ahead to the next 12 months and beyond.

I can help you take a fresh look at your finances and put a plan in place to help your money work hard for you over the next year. This can include ensuring that you’re maximising your new tax-free savings and gifting allowances.  

We can also consider any important updates to your circumstances, such as a pay rise or promotion, or changes to your family. 

Now is also a good time to review your longer-term goals and check in on your retirement savings. A cashflow model is an excellent way to do this as it can help to show how on track you are, if you need to make any adjustments, and the positive impact that even a few small changes made today can have on your finances over the long term. 

Click on the contact me today button at the top of my profile to discuss how I can help you.

Do you ever feel like you’re constantly catching up, juggling a career or business, a mortgage, childcare or ageing parents, and you’re not sure your pension and investments are really on track? You’re not alone. I work with individuals, families and business owners who want a straightforward plan that fits real life. With a combined 20+ years in banking and education, I’m used to turning complex information into step-by-step decisions. My advice is plain-English and practical: together we’ll build a clear, actionable plan so you can live well today without worrying about tomorrow.

Outside of work I'm a mum to two active boys, aged 9 and 6, and a governor at the local FE college. I am a passionate advocate for inclusive and accessible education and financial advice. I believe that financial literacy and educational confidence are the foundations of both personal fulfilment and long-term success. My goal is always the same: give you the clarity and tools you need to take control of your future.