Claire McCafferty, PhD

Tackle tax year end with confidence

Tax rules can seem pretty impenetrable. With the new Budget, and so many different allowances and regulations to keep up with, it’s no wonder millions of us end up accidentally missing opportunities.

In this case, ignorance really isn’t bliss. And by confidently preparing for tax year end, you can be sure you’re getting all the money you’re entitled to - whether that’s by saving as much as you can tax-efficiently or just using your allowances to their full extent.

I can go through your financial position with you, so you’re ready for tax year end on 5 April. Together we can make this tax year end something to celebrate, rather than pass by. Get in touch for your tax year end review or a cashflow modelling session to understand your financial position better.

Approver Quilter Financial Services Limited. November 2025.

Do you ever feel like you’re constantly catching up, juggling a career or business, a mortgage, childcare or ageing parents, and you’re not sure your pension and investments are really on track? You’re not alone. I work with individuals, families and business owners who want a straightforward plan that fits real life. With a combined 20+ years in banking and education, I’m used to turning complex information into step-by-step decisions. My advice is plain-English and practical: together we’ll build a clear, actionable plan so you can live well today without worrying about tomorrow.

Outside of work I'm a mum to two active boys, aged 9 and 6, and a governor at the local FE college. I am a passionate advocate for inclusive and accessible education and financial advice. I believe that financial literacy and educational confidence are the foundations of both personal fulfilment and long-term success. My goal is always the same: give you the clarity and tools you need to take control of your future.