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Chris Mead

Financial Adviser DipPFS in Bristol

A little bit about Chris

My family’s financial life has been genuinely complex — running our own companies, periods of self-employment, sabbaticals, high earnings with the tax complexity that brings, and two years living abroad. As a qualified Financial Adviser and ACCA qualified Accountant, I now specialise in those with complex financial lives who need more than an off-the-shelf solution — helping them make confident decisions and make their money work as hard as they do.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how I can help you with windfalls and lump sums.
Contact me today

If it’s time for financial advice, I can help you

Graphic of elderly couple passing wealth to their relatives

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited. April 2026.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

General Insurance

Home contents insurance, buildings insurance.

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

My career spans two disciplines that rarely sit in the same person. I am both a qualified Financial Adviser and an ACCA qualified Accountant with over a decade of commercial finance experience. That combination means I see your whole financial picture, not just the investments, but the tax, the structure, and the long-term strategy.

The reason I became a financial planner is personal. My own finances have been genuinely complex, and working through them led me to take my financial adviser exams, originally just to learn. I quickly realised that many people in similar situations had the means but lacked the confidence to act.

Who I work with
I work with people whose money could be working harder, but who haven’t quite got on top of it.

  • High earners: Pension allowances, tax efficiency, and a strategy that aims to maximise what you keep and what you grow.
  • Business owners and directors: Optimising wealth extraction, pension planning, and bringing order to finances that have too often come second to the business.
  • Expats: Cross-border complexity is something I’ve navigated personally. I help overseas nationals and returning British nationals through the tax and pension complications.

Senior professionals and managers: Those with equity compensation, RSUs, options and LTIPs, where planning needs to reflect the full picture.

How I work
Every client starts with a proper conversation. I take the time to listen and understand your entire situation, asking the right questions to build a full picture before making any recommendations. I build plans that account for everything, not just the straightforward parts. And the relationship does not end there. I work with clients on an ongoing basis, because your plan should evolve as your life does.

Outside of work
I live in Bristol with my wife. We love travel — extended trips across South East Asia and South America, two years in Italy — as well as food, cooking, and the occasional well-crafted cocktail.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 01 August 2022.