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Cate MacLeod

Financial Planning Consultant DipPFS in Glasgow

A little bit about Cate

I enjoy working closely with my clients to understand their individual circumstances and create a successful plan that is bespoke to you, your needs and your objectives. I believe in creating a holistic plan that will support you in all aspects of your financial life. My goal is to bring you peace of mind, and the clarity needed to make strong, informed decisions where your finances are concerned. I am fully qualified with a Diploma in Regulated Financial Planning through the Chartered Insurance Institute.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how I can help you with windfalls and lump sums.
Contact me today

An adviser’s insight

If it’s time for financial advice, I can help you

Graphic of elderly couple passing wealth to their relatives

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. April 2026.

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

General Insurance

Home contents insurance, buildings insurance.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Location

Cate's location

Greater Glasgow Area and West of Scotland
United Kingdom

Cate is based in Glasgow and offers expert financial advice covering the Greater Glasgow Area and West of Scotland.

More about me

As a holistic Financial Planning Consultant, I am passionate about helping Individuals, families, and business owners create strong financial plans that are client and goal oriented, and easy to understand. This could include saving for retirement, navigating investments and the tax implications of these, and protecting you, your family, or your business against the unexpected. I will be there every step of the way to help you navigate these important decisions with confidence.

Outside of Financial Planning, I enjoy reconnecting with my creative side; mainly through painting. I also enjoy reading, travelling with my partner, family and friends, and experiencing good food. I currently live in the Greater Glasgow Area, but you’ll regularly find me visiting my homeland of the Outer Hebrides, as well as the beautiful countryside of mainland Scotland. I’m always happy to see more of this beautiful country and will travel throughout most of Scotland and the North to visit clients.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 13 August 2025.