Bhavin Bharadwa

If it’s time for financial advice, I can help you

Coming into a sum of money can be exciting and overwhelming at the same time, especially if it’s sudden or unexpected. And while you’re trying to process all the emotions involved, you’ll probably have to make some important financial decisions as well.

Whether you’ve received an inheritance, a windfall, or a lump sum from work, having an adviser to help guide you and make a sensible plan can take away some of the stress and worry so you can focus on the benefits.

I can help you understand all the different options available to you, taking advantage of any allowances so your money works as tax-efficiently as possible.

I can also help you adjust your financial plans or make completely new ones by showing you how the choices you make today could impact your future.

Together, we can put your money to work in a way that helps you feel confident about the future.

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited. April 2026.

I help individuals and families gain clarity and confidence in their financial decisions, both now and for the future. With over 15 years’ experience in financial services, I bring a balanced approach that combines strong technical expertise with a genuine commitment to building long-term, trusted client relationships.

My background spans a variety of client-facing and leadership roles, giving me a deep understanding of the financial challenges people face at different life stages. I am committed to continuous professional development to ensure my clients benefit from up-to-date knowledge and well-informed advice. This includes completing the Chartered Financial Analyst (CFA) exams, the Certificate in ESG Investing, the Investment Management Certificate (IMC), and most recently the Diploma in Regulated Financial Planning (DipPFS).

As a Financial Planning Consultant, I take the time to understand what matters most to each client and what they want their future to look like. I provide holistic financial planning, helping clients set realistic goals and develop a clear, structured plan to achieve them. My advice covers a broad range of needs, including investments, protection, retirement planning, and estate planning, always tailored to individual circumstances.

Clients value my attentive, detail-oriented approach and my focus on creating plans that are both practical and adaptable as life changes. My aim is to give clients confidence, clarity, and peace of mind, knowing they have a strategy in place to support their long-term financial wellbeing.

Outside of work, I am very family-orientated and enjoy spending time with my young children. Staying active through the gym and a variety of sports, along with my love of travel and discovering new cultures and cuisines, helps keep me energised and balanced. I bring this same enthusiasm and commitment to working with my clients and supporting them on their financial journey.