Bhavesh Patel

How can you boost your pension pot?

In the UK, there’s an estimated £26.6bn¹ in lost or forgotten pensions. That means the average UK worker is missing as much as £28k² from their retirement money. But there’s good news - this kind of financial hit is completely avoidable.

As an adviser, my role is to help you get all of this done simply, with all the facts and information you need. That might be helping you review your risk profile, consolidating old pension pots, or making a plan to help you retire early.

If that sounds good to you, please get in touch.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. Tax Planning is not regulated by the Financial Conduct Authority. Tax treatment varies according to individual circumstances and is subject to change.

¹Source: https://www.ftadviser.com/pensions/2023/10/26/one-in-20-savers-could-be-missing-out-on-lost-pensions/

² Source: https://www.hrmagazine.co.uk/content/news/average-uk-worker-has-28-000-in-unclaimed-pensions

Bhavesh – Guiding You Toward Financial Freedom.

With nearly two decades of investment banking experience, I’ve honed a deep understanding of finance. But beyond numbers and spreadsheets, I’ve always been driven by the desire to push boundaries, both personally and professionally. Having achieved financial independence by 39, I’m now passionate about helping others shape their financial futures with the same determination and focus.

I’ve faced challenges beyond the financial world—whether it’s climbing Mt. Blanc, cycling from London to Paris, or sailing across the Atlantic from Rio de Janeiro to Cape Town.

These adventures have taught me resilience, planning, and adaptability—qualities that I bring into every client relationship. Whether you’re just getting started with a young family or preparing for retirement, I offer holistic financial planning that covers wealth management, business and personal protection, retirement planning, and wealth preservation. I believe in empowering you to live fully today while securing a prosperous future.

My approach is simple: I only recommend solutions that I’d suggest for my own family. I’m committed to building long-term relationships, offering advice grounded in trust, transparency, and care. The financial strategies I provide are designed to support your individual goals, so you can live the life you envision.

I hold a first-class degree in Mathematics, am a Fellow of the Chartered Institute of Management Accountants, and hold a Diploma in Regulated Financial Planning from the Chartered Insurance Institute. Numbers have always been my strength, and applying the same principles I’ve learned throughout my career, I help clients achieve financial security, independence, and peace of mind.

In an era where financial literacy is low, and social media is filled with misleading advice, I’m passionate about educating and guiding my clients through complex financial decisions. I want to help you make informed choices that align with your values and life’s purpose. While I am compensated for my services, my true motivation comes from my love for this work. Financial planning, for me, is about making a meaningful impact, and my accessible pricing reflects that commitment.