Becci Sutcliffe

When is the right time to invest?

There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.

When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.

Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.

There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.

If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change

*Based on an annual average investment return of 5% and inflation at 3%.

I know that life can be unpredictable, and financial planning isn’t one-size-fits-all and that’s why I take the time to listen, understand your needs, and build a strong relationship that’s based on trust and transparency. I have a passion for helping people and I pride myself on taking the time to truly understand your goals, values, and challenges and I want to help you prepare for any unexpected events life may throw your way as well as empowering you to make confident financial decisions at every stage of life.

My approach is holistic, focusing not only on financial success but also on the peace of mind that comes with knowing you’re prepared for whatever life brings. Financial planning can be overwhelming, but it doesn’t have to be. I’m here to simplify the process, listen to and support you along the way. No matter where you are on your financial journey, I’m committed to helping you feel informed, in control, and excited about your future. Let’s work together to build a financial future that reflects your dreams and goals.

I live in Aylesbury with my partner our three children and two boxer dogs. We lead pretty busy lives and when I am not helping my clients, you will generally find me on either a football, rugby or cricket pitch (in the summer) or at a cheerleading gym or competition somewhere around the country. Life is short and family time is extremely important to me which is why I know how important it is to my clients too. I pride myself on delivering a 5 star service to my clients and I look forward to working with you soon.