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Balaram Dash

Financial Planning Consultant with Mortgages DipPFS, Cert CII (MP) in Harrow

A little bit about Balaram

A math graduate, holding a Level 4 Diploma in Financial Planning and a Certificate in Mortgage and Insurance from the CII. My areas include but are not limited to, Retirement Planning, Investment Advice and Financial Planning, arranging mortgages and insurances for both Life and General, and Will and Trust writing. I work with my clients to create personalised plans to suit their needs and preferences, helping them achieve their goals over the medium to long term, whether they are looking to start planning for their future or reviewing existing arrangements.

*Will writing is not part of the Quilter Financial Planning offering and is offered by referral. Quilter Financial Planning accept no responsibility for this aspect of our business.

Find out more about me below.

 

Start the conversation

Speak to me about making your money go further, and protecting the things that matter most to you.
Contact me today

An adviser’s insight

Graphic of people learning about protection

Can the right protection help you become more financially resilient?

Have you heard of the ‘protection gap’? You probably know someone who’s fallen into it.

Most of us know to get travel or pet insurance, or even just insure our mobile phone. But when it comes to really big life events, cover can easily get overlooked – causing a gap.

Far too many people aren’t properly protected against life-changing events, like losing their job or not being able to work because they’ve fallen ill. Which means that when these things do happen, they can have a much bigger impact than they need to.

Luckily, cover like income protection and critical illness can help people become more financially resilient. So, if you do have a financial shock, it doesn’t have to turn everything upside down. And it can be surprisingly simple and affordable.

If you’ve had a big milestone recently, or a change in your circumstances, it might be the right time to relook at your protection needs.

Reach out to me and I’ll be happy to help.

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Dental & Medical

Financial planning for dental and medical professionals, in-depth knowledge of NHS pensions and needs of hospital doctors, GPs, dentists and locums.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

General Insurance

Home contents insurance, buildings insurance.

Mortgage

First time buyers, remortgages, buy-to-let.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Diploma in Financial Planning

  • The Level 4 Diploma in Financial Planning from the Chartered Insurance Institute develops core technical understanding across a broad range of key financial planning areas.

Certificate in Mortgage Advice

  • The Certificate in Mortgage Advice (Level 3) meets the FCA standards for mortgage advisers. It develops an understanding of the sector and the mortgage process, and enables advisers to meet individual client needs.

Location

Balaram Dash's location

  • Harrow
    North West London
    HA3
    United Kingdom
Balaram Dash's location

Balaram is located in Harrow, North West London for face-to-face meetings or can work remotely via phone or video calls, depending on the client's preferences and conveniences.

Balaram Dash's location

More about me

With over three decades of comprehensive knowledge and experience ranging from regulatory financial advice to insurance policy administration, technology, and regulatory compliance, I also, in past, held a Senior Manager Function (SMF) role as Director in a directly authorised Independent Financial Advisory (IFA) firm and served as Head of IT & Operations in a life office in the UK. Currently working as a Financial Planning Consultant with Quilter Financial Advisers.

Based in Harrow, North West London for face-to-face meetings or can work remotely via phone or video calls depending on the client's preferences and conveniences.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Wealth Ltd, Quilter Financial Services Ltd, Quilter Financial Ltd, Quilter Financial Planning Solutions Ltd & Lighthouse Advisory Services Limited on 05 August 2024.