Azim Ahmed
Financial Planning Consultant Chartered ALFBF in Rochdale
A little bit about Azim
Azim is a Chartered Associate of the London Foundation of Banking and Finance.
He's an expert in pensions and investments with a high degree of technical knowledge, having worked in the financial services industry since 2001.
Azim is highly enthusiastic and committed to helping individuals, business owners, the self-employed and entrepreneurs achieve their financial wealth goals. He enjoys helping clients to build and preserve wealth through effective investment, tax and retirement planning.
He also has expertise in final salary pensions and qualified to advise on pension transfers to flexible access arrangements.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
Start the conversation
Get in touch if you’d like to discuss the long-term benefits of including investing in your financial plans.
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An adviser’s insight
When is the right time to invest?
There’s always a degree of uncertainty when it comes to investing, so it’s natural for some people to feel nervous about it.
When the news is reporting stock market volatility, it’s understandable that some people might feel more cautious about investing. But including investments in your long-term financial plan is a smart way to give your money the best chance to grow.
Keeping money in cash might feel like a safe option, and having some money easily available is a sensible decision. But too much cash could end up costing you more because of inflation’s ability to eat away at the value of your savings. For example, when £10,000 is invested it can grow by 78% over 30 years, but if it was kept in a current account its value could actually reduce by 59%*.
There are lots of options when it comes to investing, and I’m here to guide you through them. I can help you decide things like which risk level is right for you, what types of investments to use to maximise your tax efficiency, and how to create an investment plan tailored to your circumstances and goals. I can also show you how different investment approaches could impact your finances over the long term.
If you’re thinking about how investing today can help create the life you want in the future, let’s talk about how I can support and guide you through the process.
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment varies according to individual circumstances and is subject to change
*Based on an annual average investment return of 5% and inflation at 3%.
Services
Holistic planning
Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.
Investments
Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.
Pensions
Expert advice to help provide comfort in your retirement.
Protection
Whole of life and term assurance protection, private medical arrangements, critical illness insurance.
Income Protection
Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.
General Insurance
Home contents insurance, buildings insurance.
Testimonials
NT
I was initially referred to Azim by Kevin (my financial adviser). Azim has the relevant qualifications for the transfer of final salary pensions,and provides a very good service.
Transferring such type of pensions is a complex and lengths process. From the start of transferring my Hilton final salary pension Azim established a very good rapport and interacted well with me. Whenever I required assistance he was only a call away. He was always thorough and clear with his explanations . All done in a calm and professional manner and with a good sense of humour which helps when dealing with such occasional dull and complicated proceedings.
Transferring my pension was one of the major decisions in my life. Thanks to Azim's dedication and attention to detail ,I felt confident in believing in his advice which gave me peace of mind and helped develop a trusting relationship with him. It is hard to find someone of his calibre and qualities in the financial sector . I could sense that he is proud of his job and acts for the best interests of his customers.
The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.