Anu Jagota

Have you considered the importance of estate planning?

Many people don’t realise that inheritance tax (IHT) can apply once your estate goes over £325,000, although some people may also benefit from an additional residence nil rate band when passing on a home to direct descendants. This includes property, money, investments, and everyday belongings, and from April 2027, unused pension savings may also form part of your estate for inheritance tax. This can affect how much of your wealth is ultimately passed on to the people who matter most.

Estate planning helps ensure your wishes are followed and that as much of your estate as possible passes to the people you choose. However, the rules around inheritance tax can be complex and lots of people don’t understand how allowances apply or what their tax position will be.

That’s where I can help. I can help you to get a clear picture of the value of your taxable estate, explore ways to manage or reduce any tax liability and put a long-term plan in place that fits your goals and circumstances.

If you’d like to take control of your legacy, let’s talk about how I can support you.

Throughout my career, I’ve built a wealth of knowledge, not just from financial services but from diverse roles in banking, change management, and leadership within private equity-backed education businesses. These experiences have shaped my understanding of people, systems, and the importance of clarity when making life’s big financial decisions. I work with individuals and families to help them make their money work harder - maximising tax efficiencies, exploring investment opportunities, and preparing for life’s unexpected events. Whether you're planning for retirement, managing a life transition, or just seeking smarter ways to use your money, I take a holistic, tailored approach that’s always focused on you and your unique goals.

Outside of work, I’m a proud mum of two daughters and recently promoted to grandmother - my new favourite title! Life is busy and full of twists, so I enjoy hiking with my dog, Petal, experimenting in the kitchen, and planning my next travel adventure. I believe in living life to the fullest, and I bring that same approach to my work - helping you create a financial plan that supports your lifestyle and gives you the confidence to enjoy the journey ahead.

If you’re looking for thoughtful, clear, and personal financial advice, I’d love to chat. Let’s work together to create a financial plan that reflects your goals and gives you the confidence to navigate the future with ease.