Anu Jagota

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Throughout my career, I’ve built a wealth of knowledge, not just from financial services but from diverse roles in banking, change management, and leadership within private equity-backed education businesses. These experiences have shaped my understanding of people, systems, and the importance of clarity when making life’s big financial decisions. I work with individuals and families to help them make their money work harder - maximising tax efficiencies, exploring investment opportunities, and preparing for life’s unexpected events. Whether you're planning for retirement, managing a life transition, or just seeking smarter ways to use your money, I take a holistic, tailored approach that’s always focused on you and your unique goals.

Outside of work, I’m a proud mum of two daughters and recently promoted to grandmother - my new favourite title! Life is busy and full of twists, so I enjoy hiking with my dog, Petal, experimenting in the kitchen, and planning my next travel adventure. I believe in living life to the fullest, and I bring that same approach to my work - helping you create a financial plan that supports your lifestyle and gives you the confidence to enjoy the journey ahead.

If you’re looking for thoughtful, clear, and personal financial advice, I’d love to chat. Let’s work together to create a financial plan that reflects your goals and gives you the confidence to navigate the future with ease.