Anu Jagota

What is cashflow modelling?

It’s the unknown that makes planning for the future difficult. Your life is full of lots of choices that can impact your financial situation. So how can you look all the way ahead to your later life with any kind of certainty?

This is where cashflow modelling comes in. Essentially, it’s a tool used by advisers like me to get an idea of how your financial future could look. I put in lots of data about you and your financial circumstances, and that lets me predict what could happen, and compare different scenarios against each other.

It means we can do things like: see whether you can afford to gift your grandchildren money towards their education, gauge whether your finances will last you into retirement, or understand whether you need to make some changes to achieve your goals.

Let me know if you think cashflow modelling could help you.

Throughout my career, I’ve built a wealth of knowledge, not just from financial services but from diverse roles in banking, change management, and leadership within private equity-backed education businesses. These experiences have shaped my understanding of people, systems, and the importance of clarity when making life’s big financial decisions. I work with individuals and families to help them make their money work harder - maximising tax efficiencies, exploring investment opportunities, and preparing for life’s unexpected events. Whether you're planning for retirement, managing a life transition, or just seeking smarter ways to use your money, I take a holistic, tailored approach that’s always focused on you and your unique goals.

Outside of work, I’m a proud mum of two daughters and recently promoted to grandmother - my new favourite title! Life is busy and full of twists, so I enjoy hiking with my dog, Petal, experimenting in the kitchen, and planning my next travel adventure. I believe in living life to the fullest, and I bring that same approach to my work - helping you create a financial plan that supports your lifestyle and gives you the confidence to enjoy the journey ahead.

If you’re looking for thoughtful, clear, and personal financial advice, I’d love to chat. Let’s work together to create a financial plan that reflects your goals and gives you the confidence to navigate the future with ease.