Antonia Jackson

Aim to maximise your cash savings

It might shock you to know that 28% of people hold their cash in interest-free savings accounts⁽¹⁾, receiving no return on their hard-earned money. Because under current rules a basic rate taxpayer can earn up to £1,000 in interest from their savings without paying tax, these people could be missing out on a significant financial boost that they could be enjoying.

This is even more relevant when you consider that the average person typically holds up to 25% of their available money on cash deposit⁽²⁾. So, by reviewing your cash and tackling any ‘lazy money’, you’ll be making a great start at getting your finances in shape and achieving longer-term financial security.

If your money isn’t working as hard as it could, I can help. By making it easy to access potentially better interest rates, I can help you to aim to maximise your cash savings – giving you more money to spend on the things you enjoy or helping you grow your money towards a longer-term goal.

¹ Building Societies Association Sept 2024
² The Lang Cat: Cash as an asset class survey June 2024

Cash on deposit advice is not regulated by the Financial Conduct Authority.

I have recently relocated back home to Mumbles, and I have moved into financial planning from education, as this career has the same underpinning principles. That is to enable people to make informed decisions to achieve their potential, in this case to reach their financial goals.

One of my hobbies and interests is health, longevity and general wellness. In my spare time I am often found walking my dogs on the local beaches, or keeping fit, including playing tennis, running, yoga, pilates and weight training. I am particularly interested in strength training for women.

In contrast to this I can often also be found in one of the many eateries that Mumbles has to offer. Not only does this support other local businesses, I feel the many cakes, coffees and ice creams I consume contribute to a balanced approach to wellbeing (that is my story and I am sticking to it!).

In addition to exercise and eating well I am passionate that achieving financial security is integral to general wellness and stress management. I'm committed to helping my clients identify and achieve their financial objectives. I work with them to create a personalised plan, supported by the best selection of products and services.