Skip to main content
Search

Andrzej Pawlaczyk

Financial Planning Consultant DipPFS, Cert CII (MP) in Maidstone

A little bit about Andrzej

Making big financial decisions can feel overwhelming - but it doesn’t have to be. I help people like you turn uncertainty into clear, confident plans, bringing genuine empathy and care to every step. With an MA in Finance, I support clients through key life transitions, starting a family, preparing for retirement, or navigating divorce or bereavement - helping you feel more in control of your money and future.

Find out more about me below.

Start the conversation

Let’s work together to see how professional financial advice could benefit you.
Contact me today

An adviser’s insight

Graphic of people in a meeting discussing the value of advice

Financial advice is about more than managing money

When people think about financial advice, they often think about investments. But financial advice can support a much wider range of decisions, helping you plan confidently for the future and make the most of the opportunities available to you.

More support than many people realise

More support than many people realise

New research commissioned by Quilter and conducted by Boring Money found that many people understand how advisers like me can help with investments, but are less aware of the wider support available through professional financial planning.

As an adviser, I may be able to help with:

  • retirement planning
  • tax planning opportunities
  • pension consolidation
  • estate and legacy planning
  • financial planning through major life events
  • managing investments through changing market conditions.

Building confidence in your financial future

Financial decisions can feel complex at times, particularly as circumstances, legislation, and markets change.

If we work together, I can help you:

  • gain clarity over your options
  • understand opportunities available to you
  • stay focused on long-term goals
  • build a clear financial plan
  • make informed decisions with confidence.

If this sounds good to you, please get in touch.

 

Tax Planning, Estate Planning & Legacy Planning are not regulated by The Financial Conduct Authority.

Approver Quilter Financial Limited and Quilter Financial Services Limited. August 2026

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Business Services & Protection

Commercial mortgages/remortgages, workplace pension and employee benefits. Commercial mortgages are by referral only.

Qualifications

Diploma in Regulated Financial Planning

  • The Level 4 Diploma in Regulated Financial Planning from the Chartered Insurance Institute develops core technical and initial financial planning understanding.

Certificate in Mortgage Advice

  • The Certificate in Mortgage Advice (Level 3) meets the FCA standards for mortgage advisers. It develops an understanding of the sector and the mortgage process, and enables advisers to meet individual client needs.

Location

Andrzej's location

Maidstone
Kent
ME14
United Kingdom

Andrzej is located in Maidstone and offers expert financial advice to suit your needs.

More about me

Money is rarely just about numbers - it’s often about life’s most important decisions. My role is to help make those choices clearer, calmer, and more confident for you. Good financial planning starts with understanding the person behind the numbers. I take time to listen and explore what matters most to you - your values, motivations, and relationship with money. This helps you gain clarity and feel more in control of the decisions that shape your future.

I guide clients through milestones that matter most, as well as more complex transitions such as divorce, inheritance planning, and other significant life changes, helping them navigate uncertainty with empathy and care. Every plan we build together is practical, flexible, and tailored to your unique needs - helping your money work for the life you want and giving you peace of mind for the future.

When I’m not planning for the future, I’m co-parenting my two brilliant kids, flying gliders, riding motorcycles, or tackling a marathon (once was enough, thanks!). I meditate too - mostly to survive raising a teenager.

Testimonials

Greg
Andrzej’s service and support exceeded all my expectations. He is willing to meet you as many times as you need to make sure you are happy and comfortable with your pension plan. He reviewed my situation, took some time to understand my goals and future plans, and eventually tailored the best pension scheme to my needs.
Richard
I contacted Quilter regarding some advice for my upcoming retirement and Andrzej was assigned to discuss my options. He is very courteous and knowledgeable and provided me with a no pressure discussion. This allowed me to realise my options and move forward confidently.
Judith
Andrzej is a good listener and was able to help me reframe my thinking about my financial choices in relation to my pension in a helpful way with some clear next steps and some further points for consideration.
Tom
Andrzej is a rare find in the financial industry. He is punctual, proactive and possesses a high level of expertise. I was particularly impressed by his integrity – he is more interested in providing the right advice than making a sale, and he is honest about his limits. If you want someone who is thorough and truly understands the complexity of the market, Andrzej is the person to go to.
Denise
Very helpful, explained everything well.
Anna
Andrzej was very patient, kind and thorough. He tried to explain my situation well. It was a pleasure talking to him.
Gail
Andrzej always does what he says he’s going to do. Very personable approach.
Naomi
Andrzej was friendly and helpful, taking the time to answer questions and ensure everything was clear.
Alexandra
Andrzej was extremely helpful and I left with clear actionables. Thank you so much for your help!
Philip
Clear, patient and answered my queries professionally.

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 29 October 2025.