Ali Farzin

Could you be more financially savvy this tax year?

March, and spring more generally, is often a time for fresh starts. And now your tax allowances are getting one too. The new tax year begins on 6 April, giving you time to plan how you’ll use all those new allowances to your advantage.

Take your ISA allowance. It can be tempting to leave it until the last minute to use it up. But, if you’re able to pay into it at the beginning of the year, you’re potentially getting a whole extra 12 months of time for your savings to grow.

A review right at the start of the tax year, or just before it, can also help us spot if there are any tax incentives you could use throughout the year.

You might be surprised just how many people don’t do this - and miss out on money that’s rightfully theirs. These tax incentives can be things like increasing your pension contributions or charitable giving to help offset your income tax.

I can also draw up a cashflow model to bring this to life. The model allows us to explore and compare different strategies and scenarios, so you can see the difference it will make to your long-term finances and goals.

If you want to find out more about the savvy financial strategies I could help you with this tax year, feel free to get in touch.

Tax treatment varies according to individual circumstances and is subject to change.

Stocks and Shares ISAs invest in corporate bonds, stocks and shares and other assets that fluctuate in value.

Tax Planning is not regulated by the Financial Conduct Authority.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. November 2025.

Financial advice can feel daunting but it doesn’t have to be. I’m a financial adviser Quilter Financial Advisers, focused on helping people gain confidence and clarity around their money - whether they’re planning for retirement, aiming to step onto the property ladder, or looking to make their investments more efficient.

What I enjoy most is solving problems and being there when it matters. I genuinely care about my clients and take pride in going the extra mile - whether that’s crafting a tailored financial plan or sending a thoughtful message they didn’t expect. If someone gives me the opportunity to hear their story, I see it as my responsibility to prove that they made the right choice in trusting me. My belief is that financial advice should feel reassuring, not overwhelming. It’s not just about money - it’s about understanding people, meeting them where they are, and showing empathy without judgment. I want clients to feel supported, comfortable asking questions, and confident that they're being looked after with honesty and expertise.

With CeMAP and CeRER qualifications, along with a degree in business and finance, I combine technical insight with a compassionate, down-to-earth style. And when I’m not advising, you’ll probably find me playing chess, unwinding in nature, or bingeing a good series.

Whether you're based in London, Brighton, or anywhere in between (or beyond), I'm here to help you feel confident about your finances. From retirement planning and tax efficiency to property goals and smart investments - I offer clear, tailored advice that fits your life. We can meet face-to-face or online, whichever works best for you. Get in touch today to start a conversation that puts your financial goals first.