Alexander Axtell

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

I am a Financial Advisor based in Crawley, West Sussex, drawing on eight years of experience within financial services. My focus is on guiding individuals, families, and businesses through key areas of financial planning, including retirement planning, investments, estate planning, and protection.

I believe in being open, honest, and approachable, offering clear advice so clients can feel fully informed and confident in their decisions. My approach is centred on genuine understanding and personal connection. I aim to create long lasting relationships built on trust, ensuring each client’s goals and aspirations are carefully considered.

My objective is to help people feel reassured in the present, prepared for the future, and confident that their financial interests are being supported. It’s about providing clear, steady guidance that leads to long-term security and well-being.

Away from the professional side, I appreciate a balanced life. I’m a keen follower of Formula 1 and Fulham FC, and I enjoy gaming or playing golf to unwind. You might also find me walking my dog around Crawley or spending time with family and friends. My golf game may not be ready for The Open, but the challenge of improving shot by shot is a nice reminder that progress often comes one small step at a time.