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Kashef Reid-Bashir

Financial Planning Consultant in Ham

A little bit about Kashef

I am passionate about financial services and guide clients to define and meet their financial objectives whilst creating a pathway to financial independence. I take the time to get to know my clients and gain a deep understanding of their situation and needs. I then help formulate bespoke, personalised strategies to meet their goals and aspirations. I remain with clients throughout their financial journey advising on areas as diverse as savings and investments, pensions, tax planning, relevant insurance products and estate planning.

Find out more about me below.

Start the conversation

Get in touch if you’d like to discuss how to balance your present spending plans with your future saving goals, or any other financial matters you’re thinking about.
Contact me today

An adviser’s insight

Graphic of a man relaxing on the beach next to a pile of coins

Spend wisely and save smartly

June can be one of the best months of the year with summer well and truly on the way. But with all those holidays, weddings, anniversaries, and other spending, it can also be one of the most expensive too.

While you should be focusing on the present, it’s also important to be aware of how major outlays now can have a significant impact on your financial security in later life. A cashflow model can give you a clear picture of the consequences your spending and saving can have on your future.

It’s also good to know about the ways you can use your tax-free allowances wisely on certain expenditures. For example, your gifting allowances can let you pass on up to £3,000 a year to your loved ones without it being added to the value of your estate.*

Together, we can make a plan to help you live your life to the full now, while still having the retirement you want later on.

Click on the contact me today button at the top of my profile to discuss how I can help you.

*Source: HMRC 

Services

Holistic planning

Establishing and reviewing trusts, complete personal risk management planning, short- and long-term savings and investments.

Investments

Wealth management advice to make your money work as hard as it can for you, including making the most of any tax breaks available.

Pensions

Expert advice to help provide comfort in your retirement.

Protection

Whole of life and term assurance protection, private medical arrangements, critical illness insurance.

Income Protection

Permanent health insurance to provide a regular income should you be unable to work due to illness or injury.

General Insurance

Home contents insurance, buildings insurance.

Qualifications

Diploma in Investment Advice

  • The Diploma in Investment Advice provides a sound grounding in UK financial services and consumer relationships, including exchange traded futures and options and financial protection.

More about me

I help private clients, entrepreneurs, and senior UK professionals look to grow, protect, and transfer their wealth across generations. My focus is on creating clear, personalised strategies that align with your goals and life stage, helping you make confident financial decisions — even in complex scenarios.  

  • Drawing on the vast resources of Quilter, one of the UK's leading wealth managers, I provide advice across a wide range of wealth management and financial planning services.
  • Personalised wealth management strategies to grow and protect assets.
  • Tax-efficient planning to optimise compensation and investment outcomes.
  • Pension and retirement planning (Group Personal Pensions (GPPs) Self-invested personal pension (SIPPs, Small self-administered pension scheme (SSAS) ) with cashflow forecasting.
  • Wealth management (General Investment Account (GIA), ISAs, Onshore/Offshore Bonds) aligned to your objectives.
  • I can also assist with Discretionary Fund Management, which we provide in partnership with Quilter Cheviot.
  • High-interest cash solutions (CashHub) for liquidity and short-term returns.
  • Estate planning to manage Inheritance Tax Planning, Capital Gains Tax Planning, and stamp duty exposures.
  • Intergenerational wealth transfer via structured vehicles such as Family Investment Company (FICs) and Trusts.

For entrepreneurs and management teams progressing through funding rounds from Series A onwards, I also provide guidance to:

  • Map liquidity events and exits for tax-efficient wealth extraction.
  • Align risk, return, and long-term objectives.
  • Analyse and look to optimise vesting schedules and equity ownership.
  • Build scenario-based cashflow plans to ensure clarity and flexibility.

My role is to coach, guide, and partner with clients, ensuring strategic objectives, risk appetite, and long-term goals are clearly defined and integrated into a sustainable financial plan.

I bring a background in finance and strategy from organisations including Reuters (now Refinitiv), FTSE (now FTSE Russell), and Booz Allen Hamilton. I am Investment Advice Diploma qualified (CISI Level 4) a Qualified Accountant (ACMA), and hold an MBA from Cranfield School of Management.

Outside work, I enjoy playing tennis at club level and spending time with family.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

For a free initial consultation, please book an appointment or connect on:
kashef.reid-bashir@quilterfa.com | +44 (0)7939 004063

Estate Planning, Trusts, Tax Planning including Inheritance Tax Planning, Advice held on Cash on Deposit, Succession planning and Offshore bonds are not regulated by the Financial Conduct Authority.

 

What to expect

In advising you, I follow a simple and trusted 3 step process:

1. Free intro call to understand your needs

We will arrange a time to talk about your goals and plans.

2. Personalised plan

I'll prepare a tailored plan which always takes full account of your goals, and gives you the steps and expert support from me to get there. All explained simply.

3. On going check-ins, on your terms

I'll be there as your financial adviser to give you the support you need.

The Financial Conduct Authority does not regulate some employee benefits, tax planning, inheritance tax planning, estate planning, succession planning, trusts or some buy-to-let mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered Office: Quilter Financial Advisers, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 05693185. Lighthouse Financial Advice Limited, Senator House, 85 Queen Victoria Street, London, EC4V 4AB. Tel: 0207 562 5856. Registered in England and Wales. Registered number: 04795080.

Quilter Financial Planning Network only: This financial promotion was approved by Quilter Financial Services Ltd & Quilter Financial Ltd on 16 October 2024.